We bought our Mountainville house in 2008 on a VA loan. I was coming off of six years of active duty service, and we experienced some sticker shock after moving to New York from Kentucky - our first house in the Bluegrass state cost less than $100K and had less than $900 per year in property taxes, but the best we could do here was a fixer-upper in dire need of attention that cost 3x with 7x the annual tax bill.